Enjoy the best of both worlds with our AutoBase insurance. It offers all the features of a standard third-party motor insurance policy and also provides coverage for damage to your own vehicle, to the tune of 500,000
Benefits
Annual Premium is ₦15,000
Covers damages to the other person's (third party) vehicle or property up to 3 million naira.
Covers death or bodily injury to the third party in the event of an accident caused by the insured vehicle.
Documents Required
Your Vehicle's license
A valid ID
Completed proposal form (Hard copy or e-copy) if you're not buying via the website or mobile app.
Benefits
Travelers
Silver
Gold
Premium
₦30,000
₦35,000
₦60,000
Third Party Property Damage
₦3 million
₦3 million
₦3 million
Third Party Bodily Injury & Death
Unlimited
Unlimited
Unlimited
Own Damage Limit
₦1m without accompanied 3rd Party
₦1m without accompanied 3rd Party
₦2m without accompanied 3rd Party
Fire
Limit – ₦500,000
Limit – ₦500,000
Limit – ₦1,000,000
SRCC
Limit – ₦250,000
Limit – ₦250,000
Limit – ₦250,000
Flood
Limit – ₦250,000
Limit – ₦250,000
Limit – ₦250,000
Windscreen Damage
Limit – ₦50,000
Limit – ₦50,000
Limit – ₦50,000
Towing Limit
Limit – ₦20,000
Limit – ₦20,000
Limit – ₦20,000
Medical Expenses
Limit – ₦100,000
Limit – ₦100,000
Limit – ₦100,000
Excess
₦25,000 or 10% of claim whichever is higher
₦30,000 or 10% of claim, whichever is higher
₦50,000 or 10% of claim whichever is higher
Types of Vehicle Covered
Private vehicles only
This plan provides cover for private vehicles like buses for school, staff, ambulances (excluding fare paying passengers). The maximum limit of passengers for such vehicles/buses is 16 seaters.
This plan provides cover for private vehicles carrying goods only. The policy covers only small and medium goods carrying vehicles e.g pickup and vans.