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Bronze Plan

Comprehensive homeowner protection

₦156,000

12 Months Coverage

Excess

₦40,000 or 8% of claim

All-Risk Cap

Up to ₦800,000

What's Covered

  • Building structure up to ₦75,000,000
  • Contents up to ₦15,000,000
  • Accidental damage coverage
  • Third-party liability up to ₦5,000,000
  • Fire and lightning coverage
  • Burglary and theft protection
  • Storm and flooding coverage
  • Subsidence coverage

What's Not Covered

  • Maintenance and repairs
  • Negligence or deliberate damage
  • Wear and tear
  • War or terrorism losses
  • Claims from unlawful activities