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Gold Plan

Elite homeowner protection

₦445,000

12 Months Coverage

Excess

₦20,000 or 4% of claim

All-Risk Cap

Up to ₦1,500,000

What's Covered

  • Building structure up to ₦150,000,000
  • Contents up to ₦40,000,000
  • Accidental damage coverage
  • Third-party liability up to ₦20,000,000
  • Fire and lightning coverage
  • Burglary and theft protection
  • Storm and flooding coverage
  • Subsidence and ground instability
  • Renewable energy systems coverage
  • Loss of rent coverage
  • Worldwide coverage for contents
  • 24/7 emergency response
  • Dedicated claims support

What's Not Covered

  • Maintenance and repairs
  • Claims from unlawful activities