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Silver Plan

Premium homeowner coverage

₦267,000

12 Months Coverage

Excess

₦30,000 or 6% of claim

All-Risk Cap

Up to ₦1,200,000

What's Covered

  • Building structure up to ₦100,000,000
  • Contents up to ₦25,000,000
  • Accidental damage coverage
  • Third-party liability up to ₦10,000,000
  • Fire and lightning coverage
  • Burglary and theft protection
  • Storm and flooding coverage
  • Subsidence and ground instability
  • Renewable energy systems coverage
  • Loss of rent coverage

What's Not Covered

  • Maintenance and repairs
  • Negligence or deliberate damage
  • Wear and tear
  • War or terrorism losses