Complete your order

Follow the Kolanut process to get insured and receive your policy instantly.

Back to Plans

Gold Plan

Provides even with higher limits for valuables and more

₦143,775

12 Months Coverage

Excess

₦75,000 or 10% of claim

All-Risk Cap

Up to ₦3,000,000

What's Covered

  • Household contents up to ₦30,000,000
  • Accidental damage up to ₦12,000,000
  • All-risks extension up to ₦3,000,000 (jewellery, gadgets, electronics, artwork, collectibles)
  • Personal accident up to ₦1,500,000
  • Alternative accommodation up to ₦1,500,000

What's Not Covered

  • Building structure
  • Negligence or deliberate damage
  • Wear and tear
  • Undeclared high-value items
  • War or terrorism losses