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Platinum Plan

All-round protection for high-value homes and possessions

₦237,775

12 Months Coverage

Excess

₦100,000 or 10% of claim

All-Risk Cap

Up to ₦5,000,000

What's Covered

  • Household contents up to ₦50,000,000
  • Accidental damage up to ₦20,000,000
  • All-risks extension up to ₦5,000,000 (jewellery, gadgets, electronics, artwork, collectibles)
  • Personal accident up to ₦1,500,000
  • Alternative accommodation up to ₦5,000,000

What's Not Covered

  • Building structure
  • Negligence or deliberate damage
  • Wear and tear
  • Undeclared high-value items
  • War or terrorism losses