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Silver Plan

Best balance of affordability and complete protection

₦96,775

12 Months Coverage

Excess

₦50,000 or 10% of claim

All-Risk Cap

Up to ₦1,000,000

What's Covered

  • Household contents up to ₦20,000,000
  • Accidental damage up to ₦8,000,000
  • All-risks extension up to ₦2,000,000 (jewellery, gadgets, electronics, artwork)
  • Personal accident up to ₦1,500,000
  • Alternative accommodation up to ₦1,500,000

What's Not Covered

  • Building structure
  • Negligence or deliberate damage
  • Wear and tear
  • Undeclared high-value items
  • War or terrorism losses