Insurance, wherever the transaction happens.
The Coupon proved homeowners insurance works as a checkout add-on for real estate. The API is how any digital platform in Nigeria plugs insurance into its own checkout: one integration, the same underwriter, the same compliance rails.
In development. Leadway Assurance underwrites every policy issued through the API, exactly as it does through the Coupon.
One call, from quote to certificate.
The same three-step flow that powers the Coupon today becomes an API call: the partner's checkout sends the transaction, Kolanut returns a bindable quote, and Leadway confirms the policy.
Ask for a price
The partner platform sends transaction details — item, value, buyer — and receives a live premium quote in the response.
Customer opts in
The buyer accepts cover at checkout. Kolanut captures KYC and confirms underwriting with Leadway in real time.
Policy is live
A certificate and policy schedule return instantly, ready for the partner to email or show inside their own app.
Six checkouts we're building for.
Each of these is a platform category already running transactions at scale in Nigeria. Insurance is the missing line item at checkout.
Real Estate & PropTech
Home insurance offered at property listing or at the point of purchase.
E-commerce & Retail
Device and buyer-protection cover added as a checkout line item.
Ride-hailing & Mobility
Trip and passenger cover embedded at the point of booking.
Logistics & Delivery
Shipment and cargo insurance at the point of dispatch.
Fintech & Lending
Credit-life cover embedded directly into loan disbursement.
Travel & Ticketing
Trip insurance offered alongside flight or bus ticket purchase.
Distribution changes. Underwriting doesn't.
Whether a policy starts with a Coupon redemption or an API call, it moves through the same KYC, the same underwriting desk, and the same claims process at Leadway. Kolanut never carries risk and never holds client premium.
Developer-initiated, at property sale
Partner-initiated, at any checkout
Redeemed on Kolanut's platform
Bound inside the partner's own app
Leadway underwrites
Leadway underwrites
Register As A Partner
Get in Touch
Multiple ways to reach our team
Phone and whatsapp
+234 911 600 0658
Office Address
28, Daniyan Nataila Street, Lekki Phase 1, Lagos, Nigeria
Visit us Monday to Friday, 9AM – 5PM